Finance Resources

DEFINITIONS OF FINANCE:

As a noun: The money resources of State, company or person. The science of revenue.The branch of economics that studies the management of money and other assets. The management of money and credit and banking and investments

Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects.

As a verb: To provide with money, especially capital. To provide funds for business. The commercial activity of providing funds and capital. Obtain or provide money for; "Can we finance the addition to our home?" Sell or provide on credit.

DEBT FINANCE:

Finance raised by taking out business loans or company overdrafts. The debt is usually secured against assets held by the company such as plant and equipment.

Money to implement a project; it is usually used to mean money lent, or equity provided, by a bank or similar financial institution

FINANCE CHARGE:

Amount charged by a lender or creditor for the use of money in a given period. Can include several components, such as interest, late fees, and balance fees.

The finance charge, or cost of borrowing, includes the interest you pay on money you borrow plus any fees for arranging the loan. The term also refers to the interest you owe on unpaid credit card balances. A finance charge is expressed as an annual percentage rate (APR) of the amount you owe.

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